About us

TuHogar en Panamá is an independent guide to choosing where to live in Panama: which area suits you, what it costs, how utilities are set up, which bank will open an account for you and which residency applies if you come from abroad.

What you will find here

22 area guides with rent and sale prices, transport, schools, healthcare, supermarkets, buildings and our take on who each area is for.
10 banks with what each one asks a foreigner to open an account, plus mortgages and transfers.
10 immigration guides with the official amounts and requirements for each residency.
Utilities (13 providers) and a calculator using current official rates.
Properties listed by licensed brokers and by owners, reviewed before they go live.

How we handle data

Every figure carries its source and date: official rate sheets (ASEP, IDAAN), bank websites, Panama's National Immigration Service and other agencies, OpenStreetMap and listings published on real-estate portals.
If a figure is not published, we write "ask" instead of guessing.
Area prices are asking prices from listings, not closing prices or appraisals.
A building's amenities are only marked when a source mentions them, and the number shows which one.
We review rates and amounts periodically (for example, electricity rates every six months and immigration topics every quarter).

What we are not

We are not real-estate brokers and we do not charge commissions on rentals or sales. Properties are listed by brokers licensed by Panama's Junta Técnica de Bienes Raíces (you can check any license in the MICI public lookup) or by their owners. Nor are we lawyers, financial advisers or an insurer: our immigration, banking and insurance content is informational and links to official sources.

How the site is funded

Through Google AdSense ads, always labeled "Advertisement", and some of our own or affiliate digital products in the recommended resources section. Neither ads nor commissions influence the data in our guides. Details are in the privacy policy and the terms.

Who is behind it

The site is run by Luis Zelaya from Panama City, together with other information sites for people living in or moving to Panama (immigration paperwork, document translation, residency by investment and pet-friendly places), linked in the footer of every page.

Spotted a mistake?

If a price, opening hours or a requirement has changed, write to [email protected] or WhatsApp +507 6618-7555 with the source and we will fix it. You can also use the contact page.